Welcome Benefits :- Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships

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Rewards & Benefits :- 

Movie & Dining

Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto ₹250 Off on Movie Ticket Bookings With BookMyShow

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Rewards Rate

15 RPs/₹100 Spent on Travel, Dining, and International Spends. 3 RPs/₹100 on All Other Eligible Spends

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Reward Redemption

Redeem Reward Points for Cashback (1 Reward Point = ₹0.25)

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Travel 

Low Forex Charge

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Domestic Lounge Access

Unlimited Domestic Airport Lounge Access

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year

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Rewards Redemption Fee

N/A

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Foreign Currency Markup

3.5% + GST on the transaction amount

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Interest Rates

3.25% per month (39% per annum)

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Fuel Surcharge

1% Fuel Surcharge Waiver Up to ₹250 in a Statement Cycle

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Cash Advance Charges

N/A​

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Product Details :- 

• The BOBCARD Tiara Credit Card comes at a joining fee of ₹2,499 + GST. This may seem high, but it can be easily waived by spending ₹25,000 in the first two months of card issuance.

• This card offers many beneficial complimentary memberships like FitPass Pro (6 months), Swiggy One (3 months), Amazon Prime/Disney Hotstar, and Gaana Plus.

• Low Forex markup charge of 2%.

• 5X accelerated Reward Points on dining, travel, and international spending. 3X Reward Points on all other eligible spends.

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Pros/Cons :-

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Pros

• Although this card has a Forex markup charge of 2%, it is still more competitive than many others in the market, as most credit cards typically charge 3% to 3.5% in Forex markup fees for international transactions.

• Additionally, the Tiara Credit Card offers accelerated reward points for international spends, making it an excellent choice for those who frequently travel abroad.

Cons

• The Tiara Credit Card offers two attractive benefits for those who travel abroad: accelerated reward points and low Forex charges. But in terms of international airport lounge visits, this card offers none.