HDFC Bank Tata Neu Plus Credit Cards
Welcome Benefits :- Credit cardholders will get 499 NeuCoins on the Tata Neu Application only when they perform a successful transaction using their credit card within the first 30 days of the card issuance date.
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Rewards & Benefits :-
Movie & Dining
NA
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Rewards Rate
2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.
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Reward Redemption
The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.
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Travel
Complimentary access to domestic airport lounges.
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Domestic Lounge Access
4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.
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International Lounge Access
NA
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Fees & Charges :-
Spend-Based Waiver
The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.
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Rewards Redemption Fee
Rs. 99 per redemption request
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Foreign Currency Markup
3.5% + GST
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Interest Rates
3.75% per month (45% annually)
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Fuel Surcharge
1% of the fuel surcharge will be waived off on fuel transactions.
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Cash Advance Charges
Higher of 2.5% of the amount withdrawn or Rs. 500.
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Product Details :-
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499 NeuCoins in the form of a welcome benefit.
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2% back as NeuCoins while shopping at Tata brands.
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1% back as NeuCoins while shopping at Non-Tata brands.
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Additional 5% back as NeuCoins on the Tata Neu app or website after registering for Tata NeuPass
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Complimentary access to domestic airport lounges.
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1% surcharge waiver on fuel transactions up to Rs. 250 per month.
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Spend-based waiver of renewal fee.
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Pros/Cons :-
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Pros
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Make a transaction within the first 30 days of card issuance and enjoy 499 NeuCoins as a welcome benefit.
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Waive off the renewal fees with a spend of ₹1,00,000 in a calendar year.
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Save big on purchases from Tata Brands like Tanishq and cult.fit with the Tata New Plus HDFC Card, whether you’re a fitness enthusiast or shopping for jewellery.
Cons
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This one is a big disappointment for travellers as there is no international lounge access.
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One major con of the Tata Neu Plus HDFC Bank Credit Card is that it provides no movie or dining benefits.
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The NeuCoins are only valid for a period of 365 days.