Welcome Benefits :- ​You get 500 bonus Reward Points on achieving the milestone spend of Rs. 20,000 in a calendar month.

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

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Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

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Travel 

Free railway lounge access (twice each quarter)

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Spend Rs. 80,000 in a card anniversary to waive the annual charges

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

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Product Details :- 

• 1.5% cashback on retail spends at merchant outlets.

• 2 Reward Points on every Rs. 100 spent on online purchases.

• Earn 500 bonus Reward Points every month.

• 2 complimentary railway lounge access every quarter.

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Pros/Cons :-

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Pros

• You get free railway lounge access with this card.

Cons

• There isn’t any airport lounge access provided with this card.