Welcome Benefits :- 

• You will receive welcome benefits worth ₹500 with this credit card. To be eligible for cashback, you need to make transactions of at least ₹100.

Rewards & Benefits :- 

Movie & Dining

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

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Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, and Zomato, with a combined capping of Rs. 500 cashback per month. 1.5% cashback elsewhere on other merchants.

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Reward Redemption

Your earned cashback is automatically credited to the cardholders' accounts.

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Travel 

Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

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Domestic Lounge Access

4 complimentary airport lounge visits to domestic airport lounges per year

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

• 5% cashback on bill payments and mobile recharges on Google Pay.

• 4% cashback on Swiggy, Zomato, and Ola.

• 1.5% cashback on all other purchases (with a few exceptions).

• 4 free domestic lounge visits every year.

• 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.

• A discount of up to 20% on dining at over 4000+ restaurants.

• Spend-based joining & annual fee waiver.

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