Welcome Benefits :- 

• Cardholders shall be eligible for 5,000 EDGE Reward Points worth ₹1,000 on making the first transaction with the Axis Cashback Credit Card. There are no minimum spend-based criteria to be eligible for this benefit, and spending made by both add-on and primary cards shall be considered.

• Welcome benefit does not apply to customers who have switched or migrated to the Axis Bank Cashback Credit Card from another credit card (Citi Cashback) before July 31, 2024.​

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Rewards & Benefits :- 

Movie & Dining

20% discount up to ₹800 on EazyDiner

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Rewards Rate

7% Cashback on Online Purchases; 0.75% Cashback on Offline and Travel Spends; 0.5% Cashback on Utility Transactions

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Reward Redemption

Cashback Credited to Statement

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

Annual Fee Waiver on Spends of ₹4 Lakh or More

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

N/A

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

• Welcome benefits worth ₹1,000.

• 2% on online spending up to ₹5,000.

• 5% on online spending between ₹5,001 and ₹40,000.

• 7% on online spending above ₹40,000.

• Discount on EazyDiner up to ₹800.

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Pros/Cons :-

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Pros

• 0.75% Unlimited cashback on travel and offline spending.

Cons

• There is no fuel surcharge waiver offered with this card.

• The spend threshold for the renewal fee waiver is set quite high at ₹4 lakh.