Welcome Benefits :- ​

• Get Reliance Retail Vouchers worth Rs. 500 as a welcome benefit. This is provided on the realisation of joining fees.

• You will also get additional discount vouchers to be used at participating Reliance Stores worth Rs. 3,200.

​

Rewards & Benefits :- 

Movie & Dining

5 RPs on Per Rs. 100 Spent

​

Rewards Rate

5 RPs on Reliance Retail Stores, Dining & Movies Per Rs. 100 Spent. 1 RP Per Rs. 100 Spent on Other Retail Purchases

​

Reward Redemption

1RP = Rs. 0.25

​

Travel 

 N/A

​

Domestic Lounge Access

 N/A

​

International Lounge Access

 N/A

​

Fees & Charges :- 

Spend-Based Waiver

Waiver of Annual Charges on Spends of Rs. 1 Lakh

​

Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% Waiver on Fuel Transactions Between Rs. 500 to Rs. 4,000

​

Cash Advance Charges

2.5% or a Minimum of Rs. 500

​

Product Details :- 

• This card comes with a joining and annual fee of Rs. 499 + GST.

• You can welcome benefits in the form of Rs. 500 vouchers and other discount vouchers.

• You shall get 5 Reward Points for every Rs. 100 spent on purchases made at Reliance Stores and spends made on dining & movies.

• All other eligible transactions shall get 1 Reward Point for every spend of Rs. 100.

​

Pros/Cons :-

​

Pros

• With this card, you can earn 5 Reward Points for spends made on dining and movies.

• This card has a low and reasonable joining fee of Rs. 499.

Cons

• There are some entry-level cards similar to this one, which also offer lounge access, while this one doesn’t.

• The Reliance SBI Card is mainly beneficial to customers who make regular purchases from Reliance stores.