Welcome Benefits :- As a welcome benefit, you get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside. In addition to this, you get an anniversary gift on spending Rs 2 lakhs in the previous year. The information regarding the voucher code shall be communicated within 15 days of the payment of the joining fees.

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

You can upto 3 Empower points on Dining, Departmental & Grocery shopping, and International spends. You get 1 Empower point on every Rs 100 spent on other retail categories. You earn 1 Empower point on every Rs 100 spent on retail stores

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Reward Redemption

1 Empower Point = Rs. 1 can be redeemed against the Tata Loyalty program- The Empower Program or you can simply redeem your reward points at TATA merchant outlets.

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Travel 

Complimentary lounge access in India at select airports

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Domestic Lounge Access

8 complimentary lounge access in India with Mastercard at select airports

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

N/A

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% surcharge waiver on fuel transactions at all fuel stations across India

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Cash Advance Charges

2.5% on the transaction amount subject to a minimum charge of Rs 500

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Product Details :- 

• Exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive

• 1 Point per Rs. 100 spent on other retail outlets

• 3x points on Dining, Departmental & Grocery shopping, and International spends

• 8 complimentary lounge access in India with Mastercard at select airports

• Get an e-Gift voucher worth Rs 3000 from the partner exclusives on annual spending of Rs 4 lakhs and 5 lakhs each

• 2% value back on spends on Croma and croma.com & upto 5% value back on spends on Tata outlets

• 1% surcharge waiver on fuel transactions at all fuel stations across India

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